# Silvermoor Business Loans > Silvermoor Business Loans is a small-business funding broker at 1432 2nd St, Napa, CA 94559 (phone (707) 260-7430). It helps businesses in Napa, CA and across Napa County, California, explore equipment financing and leasing, business term loans, business lines of credit, working capital loans, inventory financing, and merchant cash advances. Silvermoor Business Loans passes funding requests to funding partners; each partner reviews a request and sets its own credit decision, rate and terms. Silvermoor Business Loans is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Silvermoor Business Loans does not arrange personal, payday, auto title, mortgage, vineyard land, startup or SBA loans, does not offer grants, and does not arrange funding for trucking or agriculture. Key facts: - Business type: small-business funding broker (not a lender) - Address: 1432 2nd St, Napa, CA 94559, United States - Phone: (707) 260-7430 - Apply: https://silvermoorbusinessloans.com/apply/ - Service area: Napa, CA and all of Napa County, California - Language: English ## Funding options - [Business Financing Options in Napa, CA, Laid Out From Cellar Equipment to Payroll](https://silvermoorbusinessloans.com/business-loans/): This page sets the six funding types Silvermoor Business Loans works with side by side for Napa, California owners, with how each is paid back or collected. Funding partners review each request and decide. - [Working Capital Loans in Napa, CA: Cellar-Crew Payroll, Food Orders and Claim Gaps](https://silvermoorbusinessloans.com/business-loans/working-capital/): Silvermoor Business Loans in Napa, California helps owners request working capital for payroll and bills while invoices or claims are unpaid. Each funding partner reads the request on its own and decides any terms. - [Business Term Loans in Napa, CA for Buying an Inn, a Practice or a Second Kitchen](https://silvermoorbusinessloans.com/business-loans/term-loans/): Silvermoor Business Loans in Napa, California helps owners request term loans for acquisitions, expansions and remodels. Funding partners review each request and set the amount, rate and term. - [Business Lines of Credit in Napa, CA: Draw for Barrel Buys, Repairs and Slow Weeks](https://silvermoorbusinessloans.com/business-loans/line-of-credit/): Silvermoor Business Loans in Napa, California helps owners request business lines of credit for repeating costs and uneven months. Funding partners review each request and set any limit, rate and renewal terms. - [Inventory Financing in Napa, CA for Bottle Stock, Retail Goods and Grocery Shelves](https://silvermoorbusinessloans.com/business-loans/inventory-financing/): Silvermoor Business Loans in Napa, California helps owners request inventory financing for stock bought ahead of sales. Funding partners review each request and set any advance rate and terms. - [Equipment Financing in Napa, CA: Fermentation Tanks, Kitchen Hoods and Dental Chairs](https://silvermoorbusinessloans.com/equipment-financing/): Silvermoor Business Loans in Napa, California helps owners request equipment loans and leases for cellar, kitchen, clinic and job-site equipment. A funding partner weighs every equipment request and fixes the terms, if it offers any. - [Merchant Cash Advance in Napa, CA: Tasting-Room and Restaurant Card Sales, Explained](https://silvermoorbusinessloans.com/merchant-cash-advance/): Silvermoor Business Loans in Napa, California explains merchant cash advances, which are not loans, and sets them beside revenue-based financing and credit lines. Providers review each request and set their own terms. ## Industries - [Business Loans by Industry in Napa, CA: Kitchens, Clinics, Builders and Inns](https://silvermoorbusinessloans.com/industries/): Silvermoor Business Loans in Napa, California takes requests from businesses of every kind except trucking and agriculture. Thirteen trades have their own page, chosen from Census counts and search demand; others are covered here. - [Restaurant Loans in Napa, CA: Kitchen Hoods, Walk-In Coolers and Food Orders](https://silvermoorbusinessloans.com/industries/restaurants/): Silvermoor Business Loans helps Napa, California restaurants request funding for equipment, remodels, food costs and purchases. Napa County, CA had 145 full-service and 87 limited-service restaurant employers in 2023 (County Business Patterns), and a funding partner reads each request before any decision. - [Napa, CA Medical Practice Loans: Exam-Room Equipment, Ultrasound Units and Claim Delays](https://silvermoorbusinessloans.com/industries/medical-practices/): Silvermoor Business Loans helps Napa, California physician practices request funding for equipment, build-outs, hiring and claim gaps. Napa County, CA had 92 offices of physicians in 2023 (County Business Patterns), and a funding partner reads each request before any decision. - [Dental Office Loans in Napa, CA: Dental Chairs, CBCT Scanners and a Practice Purchase](https://silvermoorbusinessloans.com/industries/dental-practices/): Silvermoor Business Loans helps Napa, California dental offices request funding for equipment, purchases and buy-ins. Napa County, CA had 81 offices of dentists in 2023 (County Business Patterns), and a funding partner reads each request before any decision. - [Napa, CA Salon Business Loans: Styling Stations, Pedicure Chairs and a Suite Build-Out](https://silvermoorbusinessloans.com/industries/salons/): Silvermoor Business Loans helps Napa, California beauty and nail salons request funding for equipment, build-outs and purchases. Napa County, CA had 20 beauty salon and 26 nail salon employers in 2023 (County Business Patterns), and a funding partner reads each request before any decision. - [Gym Business Loans in Napa, CA: Treadmills, Squat Racks and a Studio Build-Out](https://silvermoorbusinessloans.com/industries/gyms-and-fitness/): Silvermoor Business Loans helps Napa, California gyms and fitness studios request funding for equipment, build-outs and expansion. Napa County, CA had 29 fitness and recreational sports center employers in 2023 (County Business Patterns), and a funding partner reads each request before any decision. - [Construction Business Loans in Napa, CA: Excavators, Skid Steers and Materials](https://silvermoorbusinessloans.com/industries/construction/): Silvermoor Business Loans helps Napa, California contractors request funding for equipment, materials and billing gaps. Napa County, CA had 504 construction employers in 2023 (County Business Patterns), and a funding partner reads each request before any decision. - [Business Loans for Retail in Napa, CA: Store Fixtures, POS Systems and Opening Stock](https://silvermoorbusinessloans.com/industries/retail/): Silvermoor Business Loans helps Napa, California retailers request funding for fixtures, systems, build-outs and stock. Napa County, CA had 483 retail employers in 2023 (County Business Patterns), and a funding partner reads each request before any decision. - [Grocery Store Loans in Napa, CA: Refrigerated Cases, Walk-In Coolers and Supplier Terms](https://silvermoorbusinessloans.com/industries/grocery-stores/): Silvermoor Business Loans helps Napa, California grocers, convenience stores and liquor stores request funding for equipment, stock and purchases. Napa County, CA had 56 grocery stores and 49 beer, wine and liquor stores in 2023 (County Business Patterns), and a funding partner reads each request before any decision. - [Landscaping Equipment Financing in Napa, CA: Zero-Turn Mowers and Crew Payroll](https://silvermoorbusinessloans.com/industries/landscaping/): Silvermoor Business Loans helps Napa, California landscaping companies request funding for equipment, vehicles and payroll gaps. Napa County, CA had 100 landscaping services employers in 2023 (County Business Patterns), and a funding partner reads each request before any decision. - [Hotel Loans in Napa, CA: Room FF&E, PTAC Units and Room Renovations](https://silvermoorbusinessloans.com/industries/hotels-motels/): Silvermoor Business Loans helps Napa, California hotels, inns and motels request funding for furnishings, equipment and renovations. Napa County, CA had 86 traveler accommodation employers in 2023 (County Business Patterns), and a funding partner reads each request before any decision. - [Auto Repair Shop Loans in Napa, CA: Two-Post Lifts, Scan Tools and Parts Inventory](https://silvermoorbusinessloans.com/industries/auto-repair/): Silvermoor Business Loans helps Napa, California repair shops request funding for equipment, parts and purchases. Napa County, CA had 63 auto repair and maintenance employers in 2023 (County Business Patterns), and a funding partner reads each request before any decision. - [Daycare Center Financing in Napa, CA: Classroom Furniture and Classroom Expansion](https://silvermoorbusinessloans.com/industries/child-care/): Silvermoor Business Loans helps Napa, California child care centers request funding for classrooms, equipment and payroll. Napa County, CA had 43 child day care employers in 2023 (County Business Patterns), and a funding partner reads each request before any decision. - [Coffee Shop Loans in Napa, CA: Espresso Machines, Grinders and a Build-Out](https://silvermoorbusinessloans.com/industries/coffee-shops/): Silvermoor Business Loans helps Napa, California coffee shops and cafes request funding for equipment, build-outs and stock. Napa County, CA had 48 snack and nonalcoholic beverage bars in 2023 (County Business Patterns), and a funding partner reads each request before any decision. ## Guides and calculators - [Napa, CA Business Funding Guides: Zoning, Winery Permits, ABC Licenses](https://silvermoorbusinessloans.com/resources/): Guides from Silvermoor Business Loans in Napa, California for owners planning a purchase, a build-out or a license change. - [Napa, CA Zoning Map and Building Permits Before a Tasting-Room or Kitchen Build-Out](https://silvermoorbusinessloans.com/resources/napa-ca-zoning-and-building-permits/): A guide from Silvermoor Business Loans in Napa, California to where zoning and building permit questions go, and how permits fit into a funding request. It is not legal advice; confirm every rule with the office named. - [Napa County, CA Winery Permit: Where a Use Permit Fits in a Napa, CA Funding Plan](https://silvermoorbusinessloans.com/resources/napa-county-winery-use-permit/): A guide from Silvermoor Business Loans in Napa, California to where a Napa County winery use permit fits in a funding request. It is not legal advice; permit rules come from Napa County and legal questions belong with counsel. - [California ABC License Types for Napa, CA Wineries, Restaurants and Inns](https://silvermoorbusinessloans.com/resources/california-abc-license-types-for-wineries-and-restaurants/): A guide from Silvermoor Business Loans in Napa, California to the California ABC license types that wineries, restaurants, hotels and stores hold, and where a license touches a funding request. It is not legal advice. - [Food Cost Percentage Formula Calculator for Napa, CA Restaurant Kitchens](https://silvermoorbusinessloans.com/resources/food-cost-percentage-calculator/): This worksheet from Silvermoor Business Loans in Napa, California walks through the food cost percentage formula with a worked, invented example. It is arithmetic, not an offer or advice. ## Areas served - [Business Loans in Napa, CA: County Wineries, Builders and Shops by the Numbers](https://silvermoorbusinessloans.com/napa-ca/): This page brings together Census business counts for Napa, California and Napa County, CA, and the funding questions behind them. Silvermoor Business Loans prepares requests; funding partners decide. - [Business Funding Across Napa County, CA: From Napa, CA to Yountville, CA and St. Helena, CA](https://silvermoorbusinessloans.com/service-areas/): Funding requests reach Silvermoor Business Loans in Napa, California from every corner of Napa County, CA. The City of Napa has its own page; the towns below are covered here. ## Company - [Small Business Loans in Napa, CA: Wineries, Kitchens, Clinics and Inns](https://silvermoorbusinessloans.com/): Silvermoor Business Loans works from Napa, California, writing up small-business funding requests that go to funding partners. It starts from the purchase or the bill and the date the business earns the money back, narrows six funding types to the ones that suit it, and passes the request on; each partner reviews it and decides on any approval, amount and price. - [How to Get a Business Loan in Napa, CA: Call, Statements, Partner Review, Offer](https://silvermoorbusinessloans.com/how-it-works/): This page walks through how a funding request moves at Silvermoor Business Loans in Napa, California, from the first call to a partner's decision and your answer. - [Napa, CA Business Funding Questions From Cellars, Kitchens and Dental Offices](https://silvermoorbusinessloans.com/faq/): Answers from Silvermoor Business Loans in Napa, California to first questions about funding requests. Funding partners make every decision. - [About Silvermoor Business Loans: Napa, CA Funding Requests From Cellar to Kitchen](https://silvermoorbusinessloans.com/about/): Based in Napa, California, Silvermoor Business Loans helps owners describe a purchase or a cash gap, matches it to one of six funding types, and passes the request to a funding partner that reviews it and decides. - [Contact Silvermoor Business Loans in Napa, CA About Equipment or Working Capital](https://silvermoorbusinessloans.com/contact/): The listing for Silvermoor Business Loans gives 1432 2nd St, Napa, CA 94559 as its address. Phone (707) 260-7430 or send the online form; Silvermoor publishes no email address. - [Apply for Small Business Funding in Napa, CA: One Form, Several Partner Options](https://silvermoorbusinessloans.com/apply/): This page holds the request form Silvermoor Business Loans uses for owners in and around Napa, California. It asks for contact details and ranges for time in business, annual revenue and the amount requested. - [Disclosures for Silvermoor Business Loans, Napa, CA](https://silvermoorbusinessloans.com/disclosures/): Silvermoor Business Loans in Napa, California is a funding broker, not a lender. ## Optional - [Full text of every page](https://silvermoorbusinessloans.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://silvermoorbusinessloans.com/sitemap.xml)